Here I was, 59 years old, a mortgage, credit card debts, a J.O.B. that only allowed me to live pay check to pay check, no money in the bank or investments and I was approaching "RETIREMENT AGE”. Boy, was I in trouble. This was my thought when I woke up one morning. Depressing, isn't it?

Some of you may ask "What did you do?” Well, first I tried to buy a business. I looked in the newspaper and saw an ad that read "Own your own business, investment required”. I called and spoke to a man and made an appointment. It sounded good. I could make a fortune cleaning offices at night. Not the best business in the world, but it would be mine. I paid him $12,579 and was supposed to start in a couple of months. Sounds good, right? WRONG. He went bankrupt and my money went with him.

Did that stop me? NO. I thought, try the internet. I filled out a form to start my own HOME BASED BUSINESS. I got a phone call. After a long deliberation (of about 5 minutes), I signed up. NO SELLING, NO INVENTORY, NO MLM (whatever that was), all I had to do was pay the man $2,000 and advertise. Sure, no problem. So I advertised. I delivered flyers and advertised in my local paper. Now I live in a small town, so the newspaper circulation is maybe 2. After almost a year of advertising, I got a cheque for $30. WOW. So much for that enterprise.

Next I tried being a distributor for an International Health & Wellness company. Again, I paid $2,000 and bought leads every month at $199/month. The only thing I had to do was maintain 100 PVP ($150/mo) and make phone calls. So I phoned, and phoned and phoned. Every night, after coming home from my J.O.B., I'd get on the phone and make 20 to 30 calls. NOT ONE SALE. Very discouraging.

Then one day I was surfing the net and happened to enter the immortal words "TYPE AT HOME”. I got page after page of websites. You know the one thing they all had in common, the word "AFFILIATES”. The light bulb went on. I had been doing this all wrong. Instead of buying a business, I should promote other people's businesses. They actually pay for that. So I signed up to one and you know what happened, it lead me to another one and I signed up for that, and that lead me to another one and I signed up for that. Now don't get me wrong, they weren't all the same, one complimented the other. For example, the first site I signed up at built my website and taught me what to do with it and lead me to a site that would give me leads and that lead me to a site that could autorespond to my leads and that lead me to a site that would help me with my blog and that lead me to....well, you get the picture, and all these sites had AFFILIATE PROGRAMS.

Everything fell into place and I'm actually MAKING MONEY. Not only am I making money, I'm helping other people achieve their goals, but without the expense and hassle.

I'm now beginning a new journey and it's AMAZING.

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