Need cash fast? If you've got a steady job and steady income, chances are you can get a Cash Advance. Sometimes called Pay Day Loans, Cash Advance Companies usually offer you a loan based on your salary. These loans are short-term and the interest rates tend to be sky-high. But if you're in a pinch and you need cash right away, they are a possible option. To find the best Cash Advance Company online, follow these three tips:

Find one that asks for paperwork

Some Cash Advance Companies need nothing more than your last pay stub or a post-dated check. Others want more, like bank statements, proof of employment or even collateral like an auto title. In most cases, more paperwork is better. It does extend the time it takes to get the loan--and it's definitely more hassle. However, more paperwork usually means a lower interest rate. And since rates on Cash Advance loans can reach as high as 400%, it's best try and get the lowest rate possible, even if it means filling out a few extra forms.

Make sure it's convenient

Some companies send it through a payment service, like Western Union. Others can deposit it directly into your banking account. If you need the money super fast, direct deposit into your account is typically the fastest and cheapest way. Paying back the loan should be convenient, too. Typically you'll either write a post-dated check t

hat the Cash Advance Company will cash at a later date, or they'll debit the money out of your bank account.

Check them out

Check with the Better Business Bureau and your local or state banking associations to make sure there aren't any formal complaints against the Cash Advance Company. Your state banking agency should have information about any disreputable loan companies.

Make sure any Cash Advance Company online also has "real" world contact information, like a phone number and mailing address. Before signing up with any company, make sure you give them a call and speak with a live representative to ensure you're not dealing with an Internet scammer.

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